Retired Brains
Social Security Benifits If a Spouse Dies

First a few questions...
 

  1. What is the age of the surviving spouse?  If you have alreadyreached your full retirement age you are able to receive your deceased partner’s full benefit. If you have not reached full retirement age you are only eligible for a portion of this benefit.
    Check with Social Security for the exact amount. Go to ssa.gov/pubs/10084.html. or call 1-800-772-1213.
  2. Is the survivor’s Social Security larger or smaller than the diseased? You can only collect one check so elect to take the larger one. If you have a question as to which benefits is the largest check  ssa.gov/retire2/agereduction.htm

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